SAN ANTONIO, Oct. 23, 2025 -- Seamless access to tokenized deposits—the future of banking—is now available to community and regional banks nationwide with Custodia's bank-grade blockchain platform and Infinant's Interlace platform. Vantage Bank, working in partnership with Custodia, invites banks and credit unions to join the consortium, which has developed a turnkey accretive solution that integrates tokenized deposits and stablecoins* directly into the traditional online banking environment. The patent-protected framework is designed to provide institutions and their customers with the efficiencies and security of tokenization while safeguarding core deposits from the risk of disintermediation.

Unlike existing stablecoin providers, which often operate on fragmented platforms, this initiative addresses the challenge of interoperability by introducing a single digital token that can function as both a tokenized deposit and a stablecoin. This innovation enables consortium member banks and credit unions to extend future-ready financial products to their customers without undermining deposit stability. Consortium member banks and credit unions will also gain the benefit of the premier patent portfolio pertaining to protocols for tokenizing U.S. dollars on blockchains, which Custodia has been developing since 2020.

Vantage Bank Press Release: https://www.prnewswire.com/news-releases/vantage-bank-and-custodia-announce-launch-of-tokenized-deposits-for-us-banks-302592931.html

Q&A: https://www.vantage.bank/resources/2025/tokenized-deposits-are-coming/

*Stablecoins are not FDIC insured and involve risks, including potential loss of value, operational risks, and evolving regulatory requirements. Only traditional bank deposits and tokenized deposits qualify for FDIC Insurance.